David M. Brear is Group CEO of 11:FS, Host of the Fintech Insider Breakfast Show and FinTech Insider Host by 11:FS. 

We talk about:

• How pandemic exposed organizations that haven't truly embraced digital transformation and what lies ahead of them 

• Potential opportunities for FinTechs despite the economic downturn 

• David's advice to start-ups attempting partnerships with banks or enterprise sales

• Best way to reach out and get in touch with 11:FS and David

As David points out:

I've seen the good 😎, the bad 😳 and the ugly 😬 side of financial services and now have a deep holistic view of what's broken when it comes to offering truly digital services for customers that are underserved and overcharged. At 11:FS we believe that digital banking is 1% finished and we have established the team and the technology to help financial services fight back. 

11:FS builds next-generation propositions for challengers in the financial services industry: existing firms looking to innovate, start-ups looking to scale, and everyone in between. Their services include: 

• Transformation and advisory services 

• Consumer and Market Research

• Industry benchmarking 

• Core banking capabilities 

• Industry-leading content and events 

Check out also the video with Simon Taylor, Head of Ventures at 11:FS, who explains why FinTech is only 1% finished in this video.