Michele Tucci, MD Americas and Chief Strategy Officer at credolab, spoke to Rudolf Falat, founder of the Voice of FinTech podcast, about the importance of credit scoring and the need to improve credit assessment through alternative approaches.

Here is what they discussed:

• Michele – what’s your background? How did you get to what you do today? Why join a start-up/scale-up?

• The link between payments, credit score, and lending

• Why do we need alternative credit scoring?

• credolab's performance in predicting bad debt vs. traditional methods

• Privacy and security and your credit score

• Key clients

• Technology angle

• Plans for scaling up

• High-level overview of the business model

• The best way to reach out is mtucci@credolab.com or the credolab website.